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Drowning In Credit Card Debt?

drowning in credit card debtCredit card debt, is just a part of one’s financial life for many consumers, but that debt can wreak havoc on your finances! The easy accessibility of money makes it even more tempting to get additional credit cards. Due to financial emergencies, a limited nest egg, or just mere addiction to swipe, getting out of credit card debt can be challenging. Are you drowning in credit card debt for whichever reason?

Drowning in Credit Card Debt? Consider Credit Counseling!

The important thing is to have a plan to manage that debt! When you feel like you have more credit card debt than you can handle, American Consumer Credit Counseling (ACCC) can help. We’re a non-profit organization that provides debt reduction services for people who need help getting out of debt. As one of the nation’s leading providers of credit counseling and debt management programs, we have helped tens of thousands of individuals and families make a plan to pay off credit card debt and live a debt-free future.

You can always consider paying off credit card debt through a debt management program such as the one offered at ACCC.

Here’s How ACCC Can Help!

  • Evaluating your financial picture. An ACCC certified credit counselor will review with you all of your outstanding credit card statements, monthly bills, and other debts as well as your income. They will make a plan for how to eliminate debt – usually within five years.
  • Making a plan for the future. The counselor will also help you create a workable budget that you can live with and a plan for staying debt-free in the future.
  • Consolidating your debts. You can simplify your finances and reduce the stress of credit card debt through credit card debt consolidation. This allows you to make one payment each month instead of many payments to a variety of creditors.
  • Working with creditors. We’ll work with your creditors to lower your credit card debt by securing lower interest rates, lowering monthly payments or eliminating late fees. This will save you money and help you pay off your debt faster.

If you are drowning in credit card debt, speak with a certified counselor at ACCC today for more information! Call 800-769-3571 today! 


Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

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