If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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How Do I Get Out of Debt With ACCC?

The more behind you get on your debt payments, the deeper in debt you will be! For many, getting out of debt and living a debt-free life may seem like an impossible dream. That is why our debt counselors want to help you get out of debt.

You can get out of debt with ACCC - we want to see you succeed!

You can get out of debt with ACCC – we want to see you succeed!

How Do I Get Out of Debt With ACCC?

For anyone who’s ever wondered about paying off credit card debt, ACCC’s debt management program can help. Through budgeting, counseling, education and debt relief options, our professional credit counselors help you put together a plan. This plan includes ways to manage money more effectively and lead a debt-free life. ACCC has helped tens of thousands of families and individuals eliminate and reduce credit card debt. Here’s how we do it:

  • Debt consolidation. By consolidating credit cards and other unsecured debts into a single monthly payment, we can help you manage your debt more easily, eliminating the stress of owing money to multiple creditors. You make one easy payment to us, and we disperse money to all of your creditors. And this is all without taking on an additional loan.
  • Reducing your payments. Our expert financial counselors work with your creditors for a possible reduction in interest rates, late fees, finance charges and over-limit fees on credit card debt while also reducing the number of times creditors will allow for repaying your debt. And because we’re a nonprofit organization, our services are affordable for nearly everyone.

Making a Plan to Get Out of Debt With ACCC

In addition to debt consolidation, our debt management counselors can help you put together a budget to manage your finances more effectively. We also provide access to a rich collection of educational resources to help you learn more about managing money, getting out of debt and planning for a strong financial future.

Where do You Start?

If you’ve been wondering “how do I get out of debt?”, the answer is as easy as making a phone call.

To start your debt management plan with ACCC, or to get more information, schedule a free credit counseling session with us today. 


Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

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