If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Infographic – Needs Vs Wants

The month of November has come and gone. And ACCC’s November consumer poll on needs vs wants is also concluded. Needs and wants make up the basic living requirements of any human being. However, identifying needs from wants is key to better personal finances. Therefore, the infographic from this month’s poll results can yield valuable input to your everyday financial habits. Here are some highlights: 39% of the respondents believed that any given item could be a need or a want; 29% of the respondents think that wants are required to live a happy life; Also, a majority of the respondents said they would give up eating out, followed by cable, in order to save some extra cash. If you’re working on debt management, ACCC definitely encourages saving extra money!

Our credit counseling advice is to distinguish between needs vs wants.

Our credit counseling advice is to distinguish between needs vs wants.

Click on the image below to view full-size PDF

needs vs wants

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today.

ABOUT AUTHOR / Dilini

Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

View all author posts →

creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/infographic-needs-vs-wants
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=infographic-needs-vs-wants
Loaded Template: single.php