If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Money Saving Tips for Stay-At-Home Moms

My mom was a stay-at-home mom, and she happens to be one of the most frugal people I know. I love a good sale, using coupons, and saving money, and I know it’s because of my mom. Here are some money saving tips for stay-at-home moms to help you avoid consumer debt!

Avoid credit card debt with these tips.

Avoid credit card debt with these tips.

Money Saving Tips for Stay-At-Home Moms

  1. Cook at home with inexpensive ingredients. 

    Eating out is expensive enough for one person, let alone a whole family. Cooking at home is a much cheaper option, especially if you have teenage kids who are eating the same amount (or more!) than adults. You can save a lot of money by making cheap meals, like pasta, that can feed the whole family without breaking the bank. This will help you stay on budget.

  2. Work from home or part-time.

    If your kids are old enough to be left alone for a few hours, consider getting a part-time job to bring in a little more income for your household. If they can’t be left alone, try finding a job where you can work from home. I’m not a mom, but I worked as a social media content creator from home as a side-hustle. I liked being able to work when I wanted to from the comfort of my own living room! I didn’t make a bunch of money, but it was still extra income that I was able to save.

  3. Find free activities to do with your kids.

    Entertaining kids doesn’t have to be expensive. Museums are often free for kids under a certain age, and your neighborhood park is always free too. Additionally, there are many free library resources for kids, such as story time or sing-along programs or special events. Many libraries offer programming for kids of all ages as well as a children’s area for toys and reading.

  4. Keep kids’ birthday parties simple.

    Birthdays are a big deal for kids, but you can make your kid’s birthday fun and special even if you’re on a tight budget. Instead of buying a cake from a bakery, make one yourself. The birthday cakes my mom made me as a kid always tasted better than store bought cakes anyway. Also, instead of inviting the whole class to a big birthday party, limit it to just a few close friends. Having a few friends over at the house to watch movies, do nails, eat cake and sleep over were my favorite birthdays as a kid!

What can you do with the money you saved from these money saving tips? The possibilities are endless! You could start saving for your kids’ college expenses or perhaps start paying off credit card debt.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Madison is a Marketing Communications & Programs Associate at ACCC. She is excited to share her tips on saving money and being financially responsible here on the Talking Cents blog!

View all author posts →


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/money-saving-tips-for-moms
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=money-saving-tips-for-moms
Loaded Template: single.php