ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Tuesday Tip: Save Money By Pre-Gaming

pre-gamingThis is an old trick that you’ll probably hear from most college students, but it can be applicable to adults as well. It’s called pre-gaming. In college, it typically meant having a few drinks at your apartment before you headed out to a party. For our purposes, we’ll say it’s a glass of wine before jumping in a cab to meet some friends for an evening out. That’s sounds more “adult”, right? Either way, it can be a great way to save some money.

Financial Perks of Pre-gaming

For those who aren’t familiar, pre-game is a term used in the sports world for warming up. You’ll typically see an athlete stretching and going through some sort of routine before the game starts. That’s their pre-game warm-up. For our purposes, it’s just another way to save money.

Eating and drinking at home is always less expensive than going out. Consider this…

6-pack of domestic beer = $6 – $10  VS.  2 beers at a bar = $8 – $12

Pasta with Marinara at home = $6   VS.   Pasta at a restaurant = $10 – $18

Prices may vary by location, but the bottom line is that you’ll spend less by eating and drinking at home. So, your warm-up is essentially filling up before you head out. If you have dinner at home, then you won’t need to buy much food at the restaurant. If you have a beer or a glass of wine before hopping in a cab to meet your friends, then that’s one less drink that you’ll need to buy at the bar.

So get your pre-game on, save some money, and enjoy your night out! Please be responsible and do not drive if you are drinking alcohol.

*Bonus tip: Have your friends pick up their favorite 6-pack or bottle of wine and an appetizer, and invite everyone over. That way, everyone saves some cash!

ABOUT AUTHOR / Andi

Andi is a Marketing Assistant at ACCC. He is passionate about supporting financial literacy efforts and helping to educate people on the Talking Cents blog!

View all author posts →

Dev Tool:

Request: blog/tuesday-tip-save-money-pre-gaming
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=tuesday-tip-save-money-pre-gaming
Loaded Template: single.php