If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Unexpected May Budget Items To Consider

May brings sunshine, warmth and happy thoughts about summer. However, summer could bring some budget challenges. Our credit counseling advice is to try to anticipate expenses as best as you can. Here are four unexpected May budget items to plan for as you prepare your household budget.

ACCC recommends budgeting for these unexpected May budget items.

ACCC recommends budgeting for these unexpected May budget items.

4 Unexpected May Budget Items

Pest Control

The ants go marching two by two…You may be experiencing an unexpected ant invasion like we are. The warmer weather means ants, bees, spiders, mice and more are all making their way out of hiding. Protecting your home is important and can save you money. Preventative care against pests can save you a lot of money even though its a few hundred dollars in the moment.

Mother’s Day

Hopefully, you know that Mother’s Day is in May. However, you may not remember to actually budget for this expense in the budget. If your gift budget is low as you eliminate credit card debt, it might be time to boost it back up for May and June (Father’s Day). You can also look into no cost Mother’s Day options if you are really scrambling for cash. Spending time with your mom is pretty spectacular! Clean her house, make her a meal in her kitchen, or play some board games.

Sand Box Supplies

Do you have any kids eager for their beloved sand box to return? Sand is not that expensive. However, it remains an expense. Plus, you might need to replace the sand box if it didn’t hold up through the winter.

Lawn Care Tune Ups

Finally, that 10 year old lawn mower might need to be replaced. Depending on your lawn care needs, this could be anywhere from $200-$800. Maybe you need a new wheel barrow too. These costs by themselves might be doable, but you have to remember the month will probably bring other surprises too.

Remember all these potential unexpected May budget items as you plan for the month ahead.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 

ABOUT AUTHOR / Michelle

Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

View all author posts →

creditU

Say goodbye to the burden of debt

Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.

CreditU Apple App Store CreditU Google Play
Dev Tool:

Request: blog/unexpected-may-budget-items-to-consider
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=unexpected-may-budget-items-to-consider
Loaded Template: single.php