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Weekly Round-Up: Retirement Savings In 2020

Have you started retirement planning? Our credit counseling advice is to start now. It’s a great idea to stay current with the markets and financial strategies as well as having a sound background in retirement tips. Check out the following headlines on retirement savings in 2020 to start evaluating your finances.

Our credit counseling advice is to save wisely.

Our credit counseling advice is to save wisely.

Headlines on Retirement Savings in 2020

Here are 4 headlines from the past week to jump start our conversation on retirement savings in 2020:

  • “Why maxing out your retirement fund may actually hurt your finances” by USA Today
  • “Here’s what happened to the stock market on Thursday” by CNBC
  • “Growing number of workers plan to never retire” by Yahoo! Finance
  • “Where Not To Die In 2020” by Forbes

Retirement Saving Tips

As you prepare yourself to start making some smart retirement moves, it’s important to get a few more bits of advice. The Talking Cents Blog loves to encourage financial preparedness. Additionally, it’s a great idea to speak with a financial planner and other friends and family who have a knack for this.

To get started, answer these retirement questions to help you calculate your financial needs:

  • Lifestyle- comfy and casual or globetrotting?
  • Inheritance for the kids?
  • Any expected costly medical needs?
  • Have you started investing yet?
  • When do you want to retire?
12 ways to retire early

Additional Retirement Tips

  • Start investing a certain percentage of your income every year. Increase the amount until you hit 15%.
  • Don’t remove money from your retirement funds.
  • Compound interest works especially hard the longer you invest. Don’t wait too long to invest or get too side tracked trying to pay for your kid’s college education.
  • Contribute to your employer’s 401(k) plan at least enough to max out the employer contribution.
  • Change your investment risk throughout the years- more risky and aggressive while young to very safe and stable near retirement.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

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