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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit counseling companies

How to evaluate credit counseling companies.

Credit counseling companies can be incredibly helpful when you have a lot of debt and are trying to figure out how to pay it off.

There are lots of different strategies for paying off debt, and an even greater number of credit counseling companies and debt advisors that want to help you do it. That’s because there’s a lot of profit to be made in helping consumers consolidate and settle debt.

If you have a lot of debt or high credit card balances, you’ll likely receive lots of offers from credit card companies, consolidation agencies and credit counseling companies, and it’s important to choose wisely as you look for help. A smart approach is to look for credit counseling companies that have been in business at least seven years, have a state license and certified counselors, and that charge no minimum fees. Working with a nonprofit credit counseling is also a good idea, in order to avoid companies that want to profit from your debt.

ACCC: one of the nation’s leading credit counseling companies.

American Consumer Credit Counseling (ACCC) is one of the country’s most reputable nonprofit credit counseling companies. Since 1991, we have been dedicated to helping individuals and families take control of their finances and make a plan to get out of debt. We offer free credit counseling, low-cost debt management services and a wealth of financial/educational materials that can help you understand how to manage your debt most effectively.

You can talk with one of our highly trained and certified credit counselors over the phone or at a credit counseling center near you. At your free credit counseling session, we’ll help you evaluate your financial situation, review your income and expenses, and develop a list of personalized options for paying down your debt over time. Our counselors can answer questions about the pros and cons of various approaches, including a debt settlement agreement, debt management and government debt consolidation programs. And we’ll work with you every step of the way on your journey to a debt-free future.

Why choose ACCC over other credit counseling companies?

ACCC offers a number of advantages over other credit counseling companies.

  • Free credit counseling. As a nonprofit, your credit counseling sessions at ACCC are always free.
  • Experience. We’ve been helping consumers get out of debt since 1991, and our counselors are experts at helping you find the right options for your financial situation.
  • Highly reputable company. We have a Certificate of Authority in all 50 states, we are a member of the National Foundation for Credit Counseling (NFCC), and we are accredited through the Better Business Bureau with an A+ rating.

Learn more about how ACCC compares to other credit counseling companies.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards
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