Skip to Content
 COVID-19 Information from ACCC

Debt relief counseling

Solve your financial issues with debt relief counseling.

Debt relief counseling is an excellent idea when you feel weighed down by loans, credit card balances and other debt.

A debt relief counseling service can help you create a “get out of debt plan” with strategies and resources to pay off your debt over time. In many cases, financial counseling services may also include educational components that can help you learn to budget and manage money more effectively in order to reach your financial goals.

When seeking debt relief counseling services, many people prefer to work with a nonprofit credit counseling agency in order to ensure that the advice they receive is based on their best interests. When you want a nonprofit debt relief counseling service you can trust, contact the knowledgeable professionals at American Consumer Credit Counseling (ACCC).

ACCC: nonprofit debt relief counseling for individuals and families.

ACCC has been providing debt relief counseling for individuals and families throughout the nation since 1991. Our highly trained and certified counselors provide a wide variety of debt relief counseling services, including credit card counseling, bankruptcy counseling, debt management counseling and more.

When you choose ACCC for debt relief counseling, you can count on:

  • Free credit counseling and low-cost debt management services. At ACCC, your debt relief counseling session is free of charge. And as a nonprofit, we provide a variety of services with fees that are among the lowest in the industry.
  • Helpful advice from experts. With years’ of experience in debt relief counseling, we are experts at helping people to find the best path out of debt and make a plan to live without debt in the future.
  • Convenient services. Our counselors are available six days a week by phone, or in person to speak with you about your financial situation and financial goals.

How debt relief counseling works.

When you come to ACCC to take the first steps toward a debt-free future, our debt relief counseling specialists will work with you to document your current financial situation and identify all the options available to you. These may include social service referrals, educational materials and resources, and a variety of methods for paying down debt. We’ll help you put together a budget that you can live with while you work to become debt-free. And we’ll answer all your questions about things like debt management plans, consolidating credit card debt, negotiating with credit card companies and more.

Learn more about debt relief counseling at ACCC.

American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling agency offering a free credit counseling service and low-cost debt management program. As a leader among credit counseling companies, we offer access to certified and highly trained debt advisors who provide credit card counseling to help consumers create an effective get out of debt plan. Our counselors can also offer information about the pros and cons of a debt consolidation plan, provide details about debt consolidation for bad credit, and answer questions like "Is debt consolidation good or bad?"

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member