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Debt Relief Help

Find debt relief help with ACCC.

If your finances are spiraling out of control and you need debt relief help, American Consumer Credit Counseling (ACCC) offers affordable debt assistance. We're a non-profit agency with a variety of debt reduction programs and each year we provide debt relief help to thousands of individuals and families. From free credit counseling to financial education to debt management programs, we offer the debt relief services and tools that can help you get rid of debt. Contact us today to learn how debt relief help from ACCC can assist you in paying off your debts more quickly – within five years, in most cases.

Getting debt relief help is simple.

All it takes to get started is a mouse-click or a phone call to schedule a consultation with one of our expert credit counselors. Our counseling is free and there's no obligation to continue if you don't believe our debt elimination services can help you. In our first conversation, our counselors will evaluate your entire financial situation – what you owe, what your expenses are and how much income you have. Then they'll work with you to create a budget and determine how much money you can put toward debt relief each month.

Depending on your situation, we may recommend a debt management plan, which is one of the most effective ways to eliminate debt. Rather than a debt restructuring arrangement where you consolidate your debts under a new loan, our debt management program consolidates all the payments you're making to creditors. You'll make one easy payment each month to ACCC and we'll pay creditors on your behalf. You can even choose the day your payment is due to make it easier to manage your money each month. By simplifying your payments, our debt management program makes it easier for you to stay current with payments and pay down your debt faster. Since we are working directly with your creditors, we can initiate debt negotiation to seek possible reductions in your interest rates, finance charges, late fees and other charges. This can reduce the total amount you owe and let you pay off your debt faster.

The benefits of debt relief help from ACCC.

When you get debt relief help from ACCC, you'll be able to:

  • Save money. As a nonprofit, our fees are among the lowest in the credit counseling industry. That means you'll have more money to put toward debt relief.
  • Worry less. With our debt relief services, we handle everything for you from analyzing your finances to paying creditors. That means you can spend less time worrying about finances and more time living your life.
  • Pay off debts faster. Most of our clients are able to become debt-free within five years.

American Consumer Credit Counseling (ACCC) provides nonprofit credit counseling and debt reduction services for consumers with credit problems who want to know how to pay off credit cards and how to get out of debt. Our certified credit counselors have helped thousands of individuals and families nationwide pay off credit card balances and unsecured debt through credit card relief programs and credit card debt solutions. Our debt management plans provide a kind of personal debt consolidation strategy for help getting out of credit card debt, and we offer a wide variety of financial education services to consumers who need help getting out of debt and managing their finances more effectively.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member