If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


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Resources & Tools

Debt Payoff Calculator

If you are curious how long it will take you to pay off debts, use this debt payoff calculator to get an accurate idea of the total interest charges, number of monthly payments, and total number of years your debt payoff period will consist of. Have your annual interest rates, minimum payment amounts, and percent ready to factor into the equation.

If after calculating your debt payoff time, you feel overwhelmed and feel like you will be drowning in debt forever, don’t panic. Call ACCC at 800-769-3571 to speak with a certified credit advisor who will help you analyze your current financial situation and provide you with a detailed review of your income, assets, and expenses.

Your credit advisor will offer a debt management program if it seems like a realistic debt solution for you and your personal financial situation. ACCC’s debt management program is designed to help you get out of debt within five years (in most cases) by reducing interest rates, stopping late and over-the-limit fees, and consolidating debts into one monthly payment. For more information on how a debt management program works, watch this quick and informative video.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
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