If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

Loan Repayment Calculator

Now that you know exactly how much your loan will cost after factoring in the amount you will pay including your loan’s annual percentage rate, do you feel prepared to repay that amount? No matter the type of loan whether it’s a student loan, mortgage, auto loan or personal loan, you will need to figure out if you will be able to repay it and if the cost is worth it to you. Loans for the purchase of an education and home are generally “good debts” to acquire compared to credit card debt from dinners and impulse buys.

Next, you need to think about whether you will qualify for the loan. Remember that your credit worthiness will determine that. Download ACCC’s Understanding Credit Reports guide to learn how your credit worthiness is determined and calculated based your credit history and credit score. For more specific information about how to improve your credit score to apply for a mortgage, check out this helpful Talking Cents blog post.

creditU

Say goodbye to the burden of debt

Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.

CreditU Apple App Store CreditU Google Play
Dev Tool:

Request: debt-resources-tools/financial-calculators/debt-management/how-much-will-my-loan-cost
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=financial-calculators/debt-management&debt-resources=how-much-will-my-loan-cost
Loaded Template: single-debt-resources.php