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Resources & Tools

Housing Resources

A mortgage is likely one of the most significant financial obligations you’ll ever undertake. And with detailed knowledge and understanding of how home loans work, it can also be one of the smartest decisions you’ll ever make.

The resources in this section include an overview of how mortgages are structured, along with articles on home equity loans, refinancing, and what to do when you can’t pay your mortgage.


Shopping For A Home Equity Loan?

A home equity loan can be a great way to pay for home renovations, cover college expenses, and fund other financial obligations. But before you take advantage of the equity in your home, it’s important to compare offers from lenders and to pay close attention to the details of your loan. Learn more about how to choose the right home equity lender and how to apply for a home equity loan.

Mortgage Terms

Mortgages are complicated financial arrangements with lots of options, jargon, and acronyms. This introduction to mortgage terminology will help you better understand the details of your home loan and allow you to make smarter lending decisions.

Refinance My Mortgage?

Refinancing your mortgage can be a great way to lower your monthly payment or pay your mortgage off faster. Learn about the basics of refinancing and determine whether refinancing makes sense for you.

Having Trouble Paying Your Mortgage?

If you are having trouble paying your mortgage, you are not alone. Learn about strategies for working with your lender to meet your obligations. Find out how credit counseling can help you identify ways to take control of your financial situation.

How First-Time Home Buyers Can Prepare For Homeownership

While preparing to buy your first home, there is nothing more valuable than organization and planning. Financially, this can be scary, but with the right preparation and research, it’s very manageable. Becoming a homeowner is perhaps the most important life investment for someone to make.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
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