If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Resources & Tools

Medical Insurance

Affordable Care Act

With the Affordable Care Act (popularly known as Obamacare) in effect, it seems provisions and requirements are changing on a daily basis. It is important that you are aware of these changes and how they affect you. Review your benefits and how they have been impacted by legislation at least once a year. You can do this through the National Council of Aging’s free Benefits Checkup service. Below are some resources to help you better understand your medical insurance and the options available to you.


Medicare is a federally sponsored healthcare program designed especially for seniors. Those covered by Medicare have paid into a trust fund set up by the government, which pays the medical bills of those enrolled in the program. Overall, Medicare doesn’t cover every part of the bill — the patient is still responsible for deductibles and monthly premiums, and Medicare can refuse to cover certain treatments. Any U.S. citizen over the age of 65 who has paid into the Social Security system is eligible for Medicare, regardless of income, as well as any U.S. citizen with end stage renal disease or disabilities. Because the program is federally run, coverage is uniform throughout the country.

Medicare is not to be confused with Medicaid, which is a state and federal assistance program designed for low-income families.


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