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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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How to Get out of Debt Fast

Want to know how to get out of debt fast?

Consumers who find themselves with too much credit card debt often want to know how to get out of debt fast. Living with debt puts constant stress on your life — you never know if you can make your payments this month, and you feel guilty about spending money on things other than your debt payments. But there’s no real secret for how to get out of debt fast. Unless you come into a pile of money through inheritance or winning the lottery, it takes discipline, persistence, and a solid plan to pay off credit card debt quickly.

For anyone who wants to understand how to get out of debt fast, American Consumer Credit Counseling (ACCC) provides free credit counseling and debt relief assistance that can help you get out of debt more quickly – usually within five years. Contact us today for a free session with a professional credit counselor who can answer your questions about how to get out of debt fast and help you make a plan.

Let ACCC show you how to get out of debt fast.

There are many companies out there who will promise to show you how to get out of debt fast. But many of these agencies will charge a lot of money for their help, which actually makes it harder to get out of debt fast. At ACCC, we’re a non-profit agency dedicated to showing you how to get out of credit card debt. For over 22 years we’ve helped tens of thousands of people just like you. Our professionally trained and independently certified credit counselors can show you the best options for how to get out of debt fast, how to manage your money more effectively, and how get out of debt schemes offered by other companies may actually put you deeper in debt.

How to get out of debt fast with a debt management program.

While there’s no magic bullet for how to get out of debt fast, a debt management program from ACCC can help with getting out of credit card debt more quickly. After looking at your financial picture and helping you develop a budget, our counselors may suggest a debt management program that consolidates your monthly payments to credit card companies into a single payment to ACCC. We’ll then pay your creditors on your behalf, working with them to try to secure reductions in finance charges, interest rates, late fees and over-limit fees. With just one payment to make each month, you’ll find it easier and less stressful to manage your money. And by eliminating extra fees, we can help you potentially save thousands of dollars, settling credit card debt more quickly.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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