If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt Solution

Looking for a proven consumer debt solution?

If you have too much debt or are experiencing credit problems, American Consumer Credit Counseling (ACCC) offers a reliable debt solution. As a non-profit organization and a leading credit counseling agency, we provide free credit counseling and affordable debt assistance programs for thousands of individuals and families across the country. A debt solution from ACCC is individually designed for your unique financial situation. Our professionally trained and independently certified counselors will work with you to evaluate your finances, make a budget you can live with and create a debt solution that will help you pay off your debts within five years, in most cases. To learn more about the right debt solution for you, contact us today for a free, no-obligation consultation.

A debt solution designed for you.

Here’s how a debt solution from ACCC can help you get out of debt:

  • First, you’ll speak with our expert credit counselors to take a look at your entire financial picture.
  • Next, we will work with you to create a budget you can live with while paying down your debt.
  • Then we’ll suggest a debt solution tailored to your needs. In many cases this may include a debt management program that consolidates payments on your unsecured debt. As opposed to debt restructuring where you have to take a new loan, you’ll simply make one convenient payment per month to ACCC, and we’ll pay your creditors on your behalf.
  • We’ll also seek debit relief from your creditors, possibly lowering your interest rates, eliminating late fees and over-limit charges, and reducing the time it takes to pay off your debt.

Why a debt solution from ACCC makes sense.

There are many benefits to choosing a debt solution from ACCC. It starts with saving money – as a nonprofit organization, our rates are among the most affordable in the industry, and your initial consultation and credit counseling is free. We provide superior customer service – our credit counselors handle all the details for you, and our debt management solution enables you to make just one easy monthly payment instead of multiple payments to multiple creditors. As a leader in the credit counseling industry, we offer many free educational resources to help you better understand your debt relief options, how to manage your finances more easily and how to live a debt-free life.

Contact us today to get immediate debt relief help and to learn more about ACCC.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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