If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt Relief

Find debt relief with American Consumer Credit Counseling.

Debt relief services are immensely helpful to anyone struggling with significant or growing consumer debt. Debt relief services can provide families and individuals living under the stress of credit card debt with a plan to pay off debt quickly, and a way to live without debt going forward. Debt relief plans may include consolidating debt into one affordable monthly payment that is then disbursed on your behalf to your creditors. A debt relief plan can save you years in interest payments and payoff time.

If you’re struggling with debt and considering a debt relief program, contact American Consumer Credit Counseling. We’re a non-profit agency dedicated to helping families and individuals find ways of getting out of debt and achieving a more secure financial future. As one of the leading providers of debt counseling and debt relief services since 1999, we have helped tens of thousands of people eliminate their debt and manage their money more effectively. Our credit and debit counselors are highly skilled at evaluating your situation, making a debt relief consolidation plan, and finding ways to reduce interest rates and eliminate extra fees, so you can get out of debt faster.

Why choose ACCC for debt relief?

Why choose ACCC for debt relief?

How debt relief works.

When you come to ACCC for debt relief, our debt counselors will first meet with you to evaluate your financial position and put together a plan. Next, they’ll work with you to consolidate all of your unsecured debt into a single debt payment, so you can make one easy payment each month instead of many payments to multiple creditors. They’ll also work with creditors for a possible reduction in interest rates on your credit card debt and a possible reduction or elimination of late fees and over-limit fees. Finally, they’ll help you create a budget you can work with and one that will help you live debt-free after you have paid off your debt.

Why choose ACCC for debt relief?

When you rely on ACCC credit counselors to put together a debt relief program, you’ll see immediate results. Our debt relief solutions will enable you to:

    • Pay off debt quickly – usually within five years or less.
    • Reduce the amount you owe – our counselors work with creditors for a possible reduction in interest rates, late fees, and over-the-limit fees.
  • Streamline your finances – our counselors will consolidate your various debts, enabling you to make one payment each month.
  • Access to educational resources – from newsletters to website resources, we provide access to a variety of educational material that can help you learn more about how to eliminate debt and manage your money for a debt-free future.
See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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