If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Resources & Tools

6 Economic Concepts Consumers Should Know

If you like our content, make sure to subscribe to our channel! 

Knowing basic economics allows consumers to be more informed when making financial decisions. Economics is a part of consumers’ daily lives, from going to the grocery store or filling out a loan application. Here are 6 economic concepts consumers should know:

  1. Supply and demand
    When demand for a product is high, the price goes up and manufacturers make more of that product. When there is more supply of the product and less demand, the prices drop.
  2. Scarcity
    This refers to the gap between limited resources and the potential unlimited wants and needs of consumers.
  3. Money supply
    This is the amount of US currency circulating in the economy as well as in consumers’ bank accounts. Increases in money supply often result in decreased interest rates.
  4. Opportunity costThis refers to the benefits a consumer misses out on by picking one option over another.
  5. IncentivesThese are rewards that are offered to motivate consumers to act a certain way, such as bonuses given to employees to encourage them to work hard.
  6. Costs and benefitsThis is when consumers compare the benefits a product or service will give them to see if those benefits outweigh the cost.

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/videos/informational-videos/6-economic-concepts-consumers-should-know
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=videos/informational-videos&debt-resources=6-economic-concepts-consumers-should-know
Loaded Template: single-debt-resources.php