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Resources & Tools

Best Uses For Tax Returns

Tax returns can be a temptation to splurge the extra cash on unnecessary things. ACCC provides seven tips to help consumers make the most of their tax refund.

  1. Invest in Retirement – The sooner you invest in retirement, the more time the money has to add up. Your tax return can provide a healthy boost towards a successful retirement.
  2. College Savings Plan – College tuition increases each year. To better cover costs, it’s important to invest early.
  3. Emergency Fund – Consider putting your tax return towards an emergency fund. Your fund should cover six months’  worth of expenses in the event of a crisis.
  4. Invest in Your Career – Spending extra money on your education can help advance your career and earnings.
  5. Pay Off Debt – Use your tax refund towards outstanding debt or loans. Using your tax return to pay off debt can save you money in interest.
  6. Contribute to Your Mortgage – An extra mortgage payment can lower the end cost by reducing interest owed.
  7. Invest in the Stock Market – The ROI for the stock market can be greater than your own savings account. Do some research and invest your tax refund wisely.
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