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Resources & Tools

The Top 5 Ways Money Matters In A Relationship

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With rising divorce rates in the United States, many couples have reported that money and financial issues are the main source of conflict in a relationship.

Money is the number one cause of divorce. Arguments about money are usually longer and more intense because financial stress can be extremely overwhelming.

More people are considering a person’s finances before jumping into a relationship and it’s even having an impact on dating.

Here are 5 ways money matters in a relationship:

1. Credit

If your partner has bad credit, you can find yourselves facing mountains of debt. This makes it much more difficult to afford or qualify for big purchases, such as a car or a house.

2. Money Management

Couples with good money management skills know how to live within their means. By determining a comfortable budget, couples can reduce arguments related to finances.

3. Financial Beliefs

When it comes to money, everyone’s beliefs are different. When in a relationship, discuss your financial beliefs with your partner, so that they are on the same page when it comes to budgeting, spending, and saving money.

4. Financial contributions

Couples should discuss the financial expectations of their contributions. Is it a 50/50 split or is this not possible? Knowing this upfront can save a lot of stress down the road.

5. Future financial priorities

What are your financial priorities? Do you want to buy a home, have children, save for retirement or spend your money on travel and adventure? When it comes to your financial priorities, couples should have a good understanding of what one another’s priorities are. If you are having financial problems click here for debt counseling.


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