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How to Create a Budget


A budget is the cornerstone of responsible financial planning.

What is a budget?

A budget is an estimate of income and expenses for a period of time

How can a budget help?

A budget can help you find ways to save money and plan for the future.

How do you create a budget?

  1. Identify how much money you have coming in. Track your spending
  2. Set your goals; short and long term
  3. Map out a plan
  4. Keep reviewing your budget. increasing expenses or getting a raise may require changes your budget

Gain control of your money today by starting with a budget

American Consumer Credit Counseling (ACCC) is a non profit credit counseling agency offering services such as debt advice, debt consolidation programs, and consumer bankruptcy counseling. We have provided thousands of families with financial counseling and helped them with consolidating bills and paying off credit cards. For consumers in need of bankruptcy counseling, ACCC is approved by the Department of Justice to provide both pre bankruptcy credit counseling and post-bankruptcy debtor education.

Better Business Bureau Mass Housing Approved National Industry Standards for Homeownership Education and Counseling Council on Accreditation NFCC Member