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Summer Budget Hacks



Summer is here, and everyone is eager to take a vacation! While planning your perfect vacation, you need to minimize some of the summer expenses so that your budget balances. Here are some summer budgeting hacks. 

  1. Develop a spending plan. Many people overspend on vacation because they don’t budget. Decide how much you’re going to spend before you leave. Include plane tickets, hotel prices, gas, meals, souvenirs, park admissions, etc. If the total amount looks too high, cut back costs until the vacation is within your budget. 
  2. Check Groupon and other deal sites for discounts. Do your research ahead of time to find out about special offers.  Many businesses and towns offer ‘free’ events and great deals. Go to museums, zoos, and historic attractions. 
  3. Book during off-seasons. Traveling during the week is cheaper than on the weekends. If you can take off weekdays, you’ll beat the crowds and the weekend prices. Visit popular summer destinations in the winter and vice versa to get great deals. 
  4. Think outside the hotel box. Hotels can be pricey. Look at other accommodations, like home shares, condos, campsites, or Airbnb. Use any connection through family and friends to save money.
  5. Consider a road trip. Instead of flying, consider driving to your destination. Bring fun trivia and car games for an exciting adventure. You can also pack your own food to keep costs down. 
  6. Get a side hustle or part-time job. This will help you with your savings efforts. It can be temporary until you reach your goal. Consider freelance writing, monetizing your blog, photography, or Uber/Lyft. 
  7. Go outdoors. Swim at the beach, hike at a nearby trail, walk near a pond, or visit a farm. Not only will you be active, but it won’t cost you a dime!

American Consumer Credit Counseling (ACCC) provides non-profit credit counseling, debt management services, credit relief and debt relief help to consumers nationwide. Our free credit counseling services help individuals and families learn how to manage debt more effectively and how to get rid of debt more quickly. Our certified credit counselors show consumers the various ways to pay off debt, and we offer affordable debt management programs for getting rid of credit card debt by consolidating debt payments. Our debt negotiation services help with managing credit card debt and paying off debt more quickly by reducing interest rates and finance charges. And our financial education services help consumers manage money more effectively, find reputable debt consolidation companies and answer questions like "How do you consolidate debt?"

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