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The Top 5 Ways Money Matters in a Relationship


With rising divorce rates in the United States, many couples have reported that money and financial issues are the main source of conflict in a relationship.

Money is the number one cause of divorce. Arguments about money are usually longer and more intense because financial stress can be extremely overwhelming.

More people are considering a person’s finances before jumping into a relationship and it’s even having an impact on dating.  

Here are 5 ways money matters in a relationship:

1. Credit
If your partner has bad credit, you can find yourselves facing mountains of debt. This makes it much more difficult to afford or qualify for big purchases, such as a car or a house.

2. Money Management
Couples with good money management skills know how to live within their means. By determining a comfortable budget, couples can reduce arguments related to finances.

3. Financial Beliefs
When it comes to money, everyone’s beliefs are different. When in a relationship, discuss your financial beliefs with your partner, so that they are on the same page when it comes to budgeting, spending, and saving money.

4. Financial contributions
Couples should discuss the financial expectations of their contributions. Is it a 50/50 split or is this not possible? Knowing this upfront can save a lot of stress down the road.

5. Future financial priorities
What are your financial priorities? Do you want to buy a home, have children, save for retirement or spend your money on travel and adventure? When it comes to your financial priorities, couples should have a good understanding of what one another’s priorities are.  

One of America's leading non-profit debt consolidation companies, American Consumer Credit Counseling (ACCC) provides credit consulting services and debt management solutions to consumers who are struggling with credit card bills and other types of unsecured debt. Unlike some debt relief companies, we can help you consolidate your credit without having to take a credit consolidation loan. If you're wondering how to consolidate debt in the more prudent, effective way, contact us for a free consultation with one of ACCC's consolidation counselors. Be sure to check out our debt consolidation reviews to hear from our customers what makes ACCC such a trusted and effective debt consolidation company.

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