If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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How to Get out of Debt Quickly

Need to know how to get out of debt quickly?

How to get out of debt quickly – that’s the pressing question on the mind of anyone who is living with a pile of debt. There are a lot of companies out there promising to answer that question and show you how to get out of debt quickly. But many of these organizations charge high fees and interest rates; padding the company’s pocket rather than helping people get out of debt quickly.

Fortunately for consumers, American Consumer Credit Counseling (ACCC) provides free credit counseling and very affordable debt management services. We’re a non-profit organization dedicated to showing people just like you how to reduce credit card debt, how to get control of your finances, and how to get out of debt quickly – usually within five years. Our professionally trained and independently certified credit counselors can show you a number of ways to pay off debt and will support you through the process, helping you find the path to a debt-free life. Contact us today for a free, no-obligation consultation and get answers to your questions about how to get out of debt quickly.

Professional counselors show you how to get out of debt quickly.

At ACCC, our credit counselors will help you evaluate your entire financial picture and develop a budget that you can live with while working to pay down credit card debt and pay off other unsecured debt. They may also recommend a debt management program, which is an excellent solution for how to get out of debt quickly. Instead of making several different payments on your debt each month, under the debt management program you’ll make just one payment to ACCC and we’ll pay your creditors on your behalf. We’ll also work with your creditors to try to reduce your interest rates, finance charges and other fees, helping to save you money. This program allows you to:

  • Keep up with payments. With just one payment to make each month it’s easier to stay current with your payments.
  • Simplify your finances. With ACCC taking responsibility for paying your credit card bills, you’ll feel less stress and can manage your money more easily.
  • Payoff credit card debt more quickly. By reducing interest rates, finance charges and fees, we can help reduce the total amount you owe and shorten the time it takes to pay it off.

How to get out of debt quickly? Contact ACCC.

Why choose ACCC when you want to get out of debt quickly?

  • Free credit counseling and lower fees on services for getting out of credit card debt.
  • Professionally trained and independently certified counselors who can show you how to get rid of credit card debt and live debt-free.
  • Free educational resources on our web site that can answer your questions about debt and finances and help you manage money more effectively.
See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

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