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The Bluegrass State is well-known for its strong agricultural reputation, with an emphasis on livestock and corn. The economy of Kentucky has expanded to include auto manufacturing and energy fuel production, like electricity and coal. But at only 43rd in the nation in terms of per capita personal income, Kentucky’s residents have felt the financial pinch. An average of $4,436 worth of credit card debt only makes matters worse.
Those who live in Kentucky are provided accredited credit counseling by ACCC, and we offer debt advice and financial counseling. We also offer a debt management plan to qualified individuals. Callers are under no obligation and the credit counseling advice and budget consultation are at no cost. We will discuss ways to pay off debt, and help you make decisions that will get you back on the right track.

Please call our toll free number, or apply online through our online application.

Testimonials from Kentucky clients

"I was concerned that this program was too good to be true, but my new payment plan was accepted by my creditors, I feel like I can now stay on budget and pay off my debt that I owe. Glad to know this was the real deal."|
-Kimberly A.

 "I was very pleased with the helpfulness of the counselor I spoke to. I called during a desperate time and she helped me see the light at the end of the tunnel when it comes to my debt."
-Jacklyn C.

 "You have helped me so much, I was looking at bankruptcy when I heard about ACCC. You have helped me manage my debt and save for things I need and want. You have been a great help."
-Anna B.


1) Kentucky residents have an average of $4,436 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) offers consumer credit solutions ranging from debt counseling and debt consolidation relief, to pre-bankruptcy counseling and post-bankruptcy debtor education. If you are seeking debt consolidation options, ACCC offers a simple and effective consolidation program that's more prudent and beneficial than a debt settlement solution or taking out loans for debt consolidation. For personalized credit counseling advice and to learn about the best way to consolidate debt, contact an ACCC credit advisor today.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member