If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Online home buyers course

An online home buyers course makes education easy.

Buying a home is a huge financial decision, but an online home buyers course can help you prepare to tackle the process with confidence.

There are a great many things to learn when you’re getting ready to buy a property. From working with real estate agents to choosing a mortgage product and closing on the property, an online home buyers course can provide you with knowledge, strategies and tips to make sure you’re making smart decisions. A home buyers course is especially helpful before you begin the home buying process – that’s when you can benefit most from information about budgeting, credit ratings and saving for a down payment.

When you’re ready to begin an online home buyers course, American Consumer Credit Counseling (ACCC) offers a user-friendly course that you can even complete on a smart phone or tablet.

ACCC combines housing counseling with an online home buyers course.

ACCC is a nonprofit organization that provides free credit counseling, low-cost debt management services and housing counseling with special help for first time buyers. Our online home buyers course is designed to be completed at your own pace. Topics are organized into bite-sized lessons that let you work on the course as you have time throughout your day.

Our online home buyers course provides everything you need to know about buying a home. It also provides the certification you’ll need to be eligible for certain lending programs that offer low-interest loans. When you complete the course, you’ll get a certificate that you can download, print and present to lenders as proof that you have finished the home buying seminar.

ACCC’s online class makes for a great first time home buyer course, providing education about all aspects of the home buying process. You’ll come away with the knowledge and confidence you need to talk with realtors, make offers on properties and negotiate the lending process.

Benefits of an online home buyers course with ACCC

When you take ACCC’s online home buyers course, you will learn about:

  • How your credit rating can affect the mortgage process.
  • How to maintain or improve your credit score.
  • The difference between fixed-rate, adjustable-rate and other mortgages.
  • Which mortgage product is best for you.
  • How much house you can afford based on your financial situation.
  • How to budget for your down payment and your monthly mortgage payments.
  • How the closing process works.

You can learn more about ACCC’s online home buyers course and other housing related services including answers to questions like “What is reverse mortgage?”

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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