If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Help for first time buyers

ACCC provides valuable help for first time buyers.

First time house buyers need a lot of information, and American Consumer Credit Counseling (ACCC) offers convenient help for first time buyers through related courses, counseling sessions and free educational materials.

Buying a house is a big deal. The process is complex, the decisions are hard and the transaction involves a lot of money. First time buyers are often overwhelmed by the details and almost always wish they had more information before they started the process.

At ACCC, we’re a nonprofit organization dedicated to helping consumers achieve financial health. Along with credit counseling and low-cost debt management services, we offer help for first time buyers that enables you to make smarter decisions as you enter the real estate market.

Our counselors provide advice for first time buyers on a wide range of topics, from organizing your finances and managing your credit rating to reviewing mortgage offers and determining how much money to put down.

We also offer a homebuyer education course that provides help for first time buyers as well as seasoned buyers who are getting back into the housing market again.

Online help for first time buyers

Our online home buyer education course delivers comprehensive information and detailed help for first time home buyers. It’s a user-friendly course that can be completed on your computer, smartphone or tablet, with bite-sized topics that make it easy to work through the course in your spare time.

When you complete this first home buyers course, you’ll get a certificate that is required to apply for certain government-backed mortgages and for special loan programs that make homebuying easier.

Benefits of ACCC’s programs providing help for first time buyers

When you get help for first time buyers from ACCC, you’ll learn how to:

  • Manage or improve your credit rating in order to qualify for better mortgage programs.
  • Figure out how much house you can afford.
  • Decide what kind of mortgage product will best fit your financial goals.
  • Talk to realtors and negotiate with lenders.
  • Navigate the home buying process with skill and confidence.

With ACCC’s first time home buyer guide, you’ll also get help for first time buyers on topics that include home inspections, home insurance, the closing process and all aspects of purchasing a home.

Learn more about getting help for first time buyers from ACCC.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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