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 COVID-19 Information from ACCC


There are many reputable agencies available and choosing the right agency is paramount in your financial recovery process. When you choose ACCC, you are not only getting a professional credit counseling agency you are getting:

  • Experience in the credit counseling industry since 1991;
  • Free counseling session including budget preparation and analysis of key financial indicators;
  • Face to face and telephone counseling;
  • Free financial education and materials;
  • Affordable debt management program fees. We are dedicated to keeping our fees as low as possible and waive or reduce fees depending on your state's regulations or for financial hardships;
  • Help regardless of your ability to pay;
  • Confidentiality. We recognize the importance of protecting personal identifying information submitted to us and it is our policy to ensure that all client information is held in the strictest of confidence;
  • Superior customer service;
  • Counselors that care about you and will work with you until your problems are solved;
  • Support and commitment that is second to none;
  • Trained and trusted counselors;
  • Accessibility. We make ourselves available to assist you 6 days a week;
  • Convenience. We handle everything for you, from the counseling process to payment of your funds;
  • Dependability. You can count on us to get things done;
  • Ongoing support and counseling as long as needed;
  • Ease of online chat feature to get your questions answered confidentially and quickly;
  • Bilingual services available to the Spanish speaking community;
  • Certificate of Authority in all 50 states and licensed in 32 states that require licensing;
  • Accredited through the Better Business Bureau with an A+ rating;
  • Accredit through the Council on Accreditation (COA);
  • Member of the National Foundation for Credit Counseling (NFCC).

We are here to assist you in achieving your personal financial goals.

American Consumer Credit Counseling (ACCC) is one of the top nonprofit debt consolidation companies in the U.S., with more than 22 years' experience helping individuals and families consolidate credit card debt and improve their credit management skills. If you're wondering "How does debt consolidation work?" and "How can I consolidate my bills?", we can provide you with debt consolidation information to show you exactly how we can help you consolidate debt without having to borrow money or pay steep fees. If you're considering bankruptcy, we are also one of the approved credit counseling agencies for issuing a pre-bankruptcy certificate as well as providing the post-bankruptcy credit counseling course.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member