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Pay Down Credit Card Debt

Need to pay down credit card debt?

When you find you have too much credit card debt and need a way to pay down credit card debt quickly, you'll find a lot of agencies offering to help. From credit card companies offering balance transfers to banks offering debt consolidation loans, there are many strategies available to you to pay down credit card debt. The problem with many of these solutions is that they often leave you deeper in debt. They may charge high interest rates or transaction fees, or require you to take on new liabilities like a home equity loan in order to pay down credit card debt.

Get help from ACCC; pay down credit card debt.

For a better way to pay down credit card debt, consider the services and programs available from American Consumer Credit Counseling (ACCC). We're a non-profit organization devoted to showing consumers how to pay down debt and live a debt-free life. We offer free credit counseling and very affordable debt management services – especially when compared fees most for-profit agencies will charge to help you pay down credit card debt. Contact us today to schedule a free consultation – you'll learn a lot about your options for how to get rid of credit card debt, and there's no obligation to continue if you're not satisfied.

Pay down credit card debt more quickly with a debt management plan.

When you first meet with our professionally trained and independently certified credit counselors to discuss ways to payoff credit card debt, we'll evaluate your current financial situation. You'll get a detailed review of your income, assets and expenses, as well as options for paying down debt based on your financial goals and situation. These may include social service referrals, educational materials and resources and, if it's the best option for you, a debt management plan.

Under our debt management plan, you'll consolidate all the monthly payments you make to credit card companies and other creditors. You'll make just one payment to ACCC and we'll disburse funds for you. In this way, we help to simplify your finances and take some of the stress out of managing your money and getting out of credit card debt, so you can focus on other things in life. We'll also work to secure possible reductions in the interest rates your credit card companies are charging you, as well as finance charges, late fees and other charges. By helping you save money and making it easier to keep up with your monthly payment, a debt management plan can help you pay down credit card debt more quickly. Most of our clients are able to pay down credit card debt in five years or less.

Learn more about how to reduce credit card debt – schedule a free consultation today.

American Consumer Credit Counseling (ACCC) is a nonprofit debt relief agency offering consolidated credit counseling and consumer debt solutions. If you have debt to consolidate, we can help you consolidate credit without taking a loan or paying high fees like some debt management companies charge. A fair, effective debt reduction service, our debt management program simplifies your payment responsibilities and often results in reduced interest rates from your creditors. As a leading national debt consolidation firm, ACCC has also been approved by the Department of Justice to provide credit counseling for bankruptcy both the pre-bankruptcy credit counseling certificate and the post-bankruptcy debtor education.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member