If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Pay Off Debt

Want to pay off debt?

Wouldn’t it feel great to pay off debt and live life debt-free? We’re a nonprofit organization offering free credit counseling and affordable debt relief assistance to help you pay off debt quickly – usually within five years or less. Our credit counselors are skilled at analyzing your financial situation, explaining the options available to you, and helping you take the first steps to pay off debt and live a debt-free life.

When looking for ways to pay off debt, you’ll get a lot of offers from companies who are looking to profit from your financial situation – from credit card companies to debt negotiators to debt and bill consolidation services. Remember this: as a nonprofit organization, our primary goal is to serve consumers and help them get control of their consumer debt. That’s why our rates are among the lowest in the industry when it comes to providing debt management services. Contact us today to schedule a free, no-obligation consultation where you can find out why ACCC is the best choice to help you pay off debt.

Why pay off debt with help from ACCC?

Here’s what will happen when you come to ACCC to help you pay off debt:

  • Our professionally trained and independently certified credit counselors will provide you with a complete evaluation of your financial picture.
  • Next, they’ll help you develop a budget that you can live with while you payoff credit card debt and other debt.
  • Depending on your financial situation, they may recommend a debt management program, which is one of the most effective ways to pay off consolidated debt.

Why not take the first step to pay off debt today?

It’s an amazing feeling when you can pay off your debt. Over the past 23 years, we’ve helped tens of thousands of individuals and families just like you find a way to get out of debt, and we’ve seen the weight that is lifted off their shoulders when they are finally debt-free. They no longer worry about how they’re going to keep up with payments. They have more money to spend or save each month. And they know they are much closer to reaching their financial goals.

Their experience can be yours, too. Take the first step and contact us today to schedule a free consultation. There’s no obligation — you’ll simply learn more about the options available to you. Our counselors will ask you about your financial situation and, as they have with thousands of other consumers, offer ideas for ways to pay off debt and take the first step toward living a debt-free life.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

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