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South Dakota

The Mount Rushmore State has one of the smallest state outputs in the country, but its per capita income is still fairly high and the unemployment rate is very low. This is due to the service industry, agriculture, and of course, tourism. The Black Hills region is especially popular with tourists from across the world.

But this relative prosperity does not mean that residents are unaffected by credit card debt. The average resident holds $4,236 worth of credit card debt, and may need help getting out of debt.

Through ACCC, residents of South Dakota can receive accredited credit counseling and debt counseling, free of charge. There is also a debt management plan offered to qualified individuals. Sessions are completely free of charge, and there is no obligation to the financial counseling or credit consulting services.

Residents of South Dakota can call our toll free number, or apply online through our online application.

Testimonials from South Dakota clients

"You make it easier for a lot of people to sleep at night and to finally find an inexpensive way of getting back on their feet."
-Ellen R.

"After being with another organization and seeing how they treated me like a number, it is so refreshing to be working with ACCC to get out of debt the responsible and fair way, while still keeping my integrity and dignity. Every person who I've talked to is courteous and I always hang up feeling like I truly have someone in my corner."
-Leon G.


1) South Dakota residents have an average of $4,236 in credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years


American Consumer Credit Counseling is a non-profit credit counseling and debt management center for individuals and families who want to settle credit card debt and learn to live life debt free. In our free counseling sessions, our certified credit counselors help consumers make a debt reduction plan for eliminating credit card debt over a period of time – usually five years or less. After reviewing a client’s financial situation, counselors work with consumers to find the best path to credit card debt elimination. This may involve providing education about credit card debt and bankruptcy, comparing debt consolidation vs chapter 13 bankruptcy or debt settlement services, and answering basic debt reduction and debt consolidation questions, such as “what is credit counseling?” and “how can I protect my credit score?”

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member