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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Proven Ways to Pay Off Debt Without Borrowing: Break the Cycle

Key Takeaways: You don’t need to borrow more money to get out of debt. Alternatives like budgeting, prioritizing debts, negotiating with creditors, and seeking nonprofit credit counseling can be more effective. Household debt reached $18.59 trillion in Q3 2025making structured, … Read More »

A woman holding credit cards contemplating How Can I Manage Debt When I Don’t Know Where to Start?

How Can I Manage Debt When I Don’t Know Where to Start?

If you’re overwhelmed by debt and don’t know where to start, begin by gathering all your financial information, including your income, expenses, and debts. Then create a simple monthly budget, prioritize your highest-interest debts, and start building a small emergency … Read More »

Don’t Be Haunted By Debt: Ways To Lower or Pay Off Your Debt

Having debt can feel like a dark storm cloud looming over you. It can make you feel overwhelmed and hopeless. One of the ways you can reduce your stress and anxiety regarding your debt is to educate yourself on the … Read More »

. By assessing your financial situation, prioritizing your debts, creating a repayment plan, and seeking help when needed, you can take control of your finances and work towards a debt-free future.

What Can I Do About My Credit Card Debt?

Credit card debt can feel like a weight, pressing down on your financial well-being and peace of mind.  There are effective strategies to help you regain control. With a bit of planning, discipline, and smart decision-making, you can work towards … Read More »

Remember, you don't have to face credit card debt alone. There are resources and professionals like those at ACCC who are dedicated to helping you succeed.

Where Can I Get Credit Card Debt Help?

Credit card debt can feel like a heavy burden, dragging you down and clouding your financial future. Many people find themselves facing the daunting task of managing overwhelming debt, and it’s important to remember that you are not alone. There … Read More »

By understanding your debt, setting a budget, choosing a repayment strategy, negotiating with creditors, seeking professional help, avoiding future debt, and staying motivated, you can work towards a debt-free future.

What Can I Do About My Credit Card Debt?

Credit card debt can feel like a heavy burden, restricting your path to financial freedom and could even cause stress and anxiety. However, there are effective strategies to take control of your debt and start working towards a more secure … Read More »

For most consumer debts, wage garnishment cannot occur without a court judgment.

Can Debt Collectors Garnish Wages?

Dealing with debt can be a stressful experience, especially when it escalates to the point where debt collectors are involved. One of the most concerning aspects for many individuals is the potential for wage garnishment. Can Debt Collectors Garnish Wages? … Read More »

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Say goodbye to the burden of debt

Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.

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