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West Virginia

The Mountain State is home to significant logging and coal mining industries, as well as the beautiful Appalachian Mountains. A diverse economy includes chemicals, biotech, and research and development, as well as agriculture and tourism.

Unfortunately for its residents, the per capita income is the second lowest in the country. Many West Virginians find themselves drowning in debt, averaging $4,315 worth of credit card debt and in need of debt reduction.

Through ACCC, residents of West Virginia can receive free accredited credit counseling and debt advice. There is also a debt management plan offered to qualified individuals. There is no obligation to the financial counseling offered by ACCC.

Residents of West Virginia can call our toll free number, or apply online through our online application.

Testimonials from West Virginia clients

“Enrolling in ACCC was the best financial decision I have made for myself. I am so grateful for this program and the opportunity it provided for me to improve my financial self!”
-Lora M.

"[The] management material has been greatly helpful. I am no longer in debt and manage my money much better. I am deeply grateful to ACCC for the help and instructions.”
-Sue Z.


1) In West Virginia, per capita income is the second lowest in the country
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling agency offering a free credit counseling service and low-cost debt management program. As a leader among credit counseling companies, we offer access to certified and highly trained debt advisors who provide credit card counseling to help consumers create an effective get out of debt plan. Our counselors can also offer information about the pros and cons of a debt consolidation plan, provide details about debt consolidation for bad credit, and answer questions like "Is debt consolidation good or bad?"

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member