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2017 Media Mentions

What is Considered a Good Credit Score? 5 Major Factors That Determine Your Score

November 14, 2017 | By Jessica Walrack

We all want good credit because it means we can borrow more while getting better rates and terms. It can also save us money on insurance and even help us land a job. However, one does not simply get good credit. You must earn it, and that takes time, discipline, and effort.

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Dracut woman earns high civilian honor

October 2, 2017 | By Amaris Castillo 

DRACUT -- A Dracut woman has received the fourth highest public service decoration that the United States Department of the Army can award to a civilian.

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How Will the Equifax Data Breach Affect Your Ability to Get a Mortgage?

September 22, 2017 

Like throwing a stone into a pond, the Equifax data breach has long-lasting repercussions. Already, because of what’s being considered one of the largest data breaches in recent history, 143 million consumers may be affected. Data compromised in the breach has the potential to impact any form of credit taken out in the U.S.

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Can Consolidating Debt Help Your Credit Score?

September 22, 2017  

You know you need to be careful about taking on too many loans but it already happened and now you’re not sure what to do. You’re wondering if there’s anything you can do to fix your debt problems and improve your credit score.

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Denied a Small Business Loan? Here’s How You Quickly Rebuild Credit

September 15, 2017 | By Larry Alton

For small business owners and entrepreneurs, loans are often essential for growth. But a bad credit score may prevent you from getting a loan you need. If you’re in this spot, then you need to start rebuilding your credit fast!

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Teaching Your Children How to Use Credit and Debt Responsibly

September 13, 2017

As a parent or guardian, you have the heavy responsibility of preparing your child for the big world outside the home. You have to show them the things they should put in their mouth and the far larger number of things they shouldn’t.

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Get your piece of Wells Fargo’s $142 million settlement pie

July 25, 2017 | by Amanda Dixon

Relief may soon be on the way for consumers taken advantage of by one of the nation’s biggest banks. A $142 million class action settlement for Wells Fargo customers who had unauthorized accounts opened in their name has cleared its first big hurdle.

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Can Debt Restructuring Help Ease Financial Stress? Maybe, but Beware the Pitfalls

May 24, 2017 | by Dan Rafter

Has your credit card debt spiraled out of control? Are you juggling payments to a long string of creditors, feeling like you’re never making a dent in the amount of debt you owe?

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What kids need to know about money

April 17, 2017 | By Sarah D. Young

It's never too early to teach your kids how to save and spend money wisely, experts say. Teaching kids about money and key economic concepts can set the stage for a more financially secure adulthood.

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The Best and Worst Ways to Use a Personal Loan

February 28, 2017 | by Jessica Walrack  

Borrowing money isn’t necessarily a bad thing. In fact, it can be very helpful in some situations. You can build your credit, purchase something you need, and arrange payments you can afford.

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12 strategies for dominating student loan debt

February 09, 2017 | by Matt Krumrie

Dear Matt: I recently graduated from college and it’s almost time to start paying back my student loans. I have over $50,000 in student loan debt, and it seems almost overwhelming to have to pay all this back, especially with many other expenses.

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8 Ways to Improve Your Credit Health in 2017

December 30, 2016 | by Mike Cetera

One of the problems with New Year’s resolutions is that they don’t come with an instruction manual. I want to lose weight. I want to pay down debt. I want to live life to the fullest. OK, how? That’s the problem I hope to solve here. I asked a number of personal finance pros to weigh in on how to keep or build good credit in 2017. 

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American Consumer Credit Counseling (ACCC) is a nonprofit agency providing free credit counseling and credit card debt counseling as well as low-cost financial counseling services for individuals and families carrying too much debt. Consumers can work with a certified and highly trained credit counselor or debt consultant to understand their financial situation, consider ways of consolidating credit card debt and make a plan to get out of debt for good. Our debt management services provide debt consolidation help and consolidated debt relief by consolidating payments rather than loans. We offer lots of information about credit counseling online, as well as information about the pros and cons of a debt settlement agreement. We also provide bankruptcy counseling and information about life after bankruptcy.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member