2019 Media Mentions
Trouble with Holiday Season Spending?: A Game Plan Can Help
December 12th, 2019 | By Anne-Marie Hays
A holiday budget. To many, this phrase may seem like an oxymoron — like a jumbo shrimp, a working vacation, or fresh cafeteria food. Holidays and budgets do feel strange for some people, like setting limits on the amount of fun that you can have. How do you limit fun? I will stop at one fun, two funs, three funs?
When It’s Not the “Most Wonderful Time of the Year”
November 28, 2019 | By Thomas G. Bognanno
The holiday season is usually associated with good cheer, warm memories, and overall merriment. However, for many, the holidays are also a time of stress, worrying over finances associated with travel and gifts, anxiety-inducing family gatherings, or grieving the absence of loved ones who have passed away.
Ultimate Debt Management Guide
November 26, 2019 | By Alice Stevens
If you’re struggling to pay down consumer debt, particularly from credit cards, enrolling in a debt management plan is one option for getting out of debt. As you weigh your options and evaluate your situation, you should think about the pros and cons of each and what would be the best way to move forward.
Ultimate Credit Counseling Guide
November 20, 2019 | By Alice Stevens
One of the joys of adulting is managing your finances. Credit counseling can help you get a handle on your finances and manage them better. Credit counseling is one option when trying to get out of debt.
Should You Consider a Holiday Loan?
November 6, 2019 | By Ben Luthi
Holiday loans are personal loans that you can use to finance year-end holiday expenses, such as gifts, decorations and parties. Expenses around the holidays add up to about $1,000, according to the National Retail Federation's Holiday 2018 Consumer Trends report.
How to Lend Money to Family and Not Regret It
October 26, 2019 | By Brian O'Connell
When times are tough and money's tight, you may have limited options of where to turn when you need to get your hands on some cash. If your credit score is great, you may be able to turn to your bank.
5 Tips for Buying Your First Home
October 10, 2019 | By RISMedia
Becoming a homeowner is part of the American Dream. However, buying a house takes a lot of consideration and planning, which can feel overwhelming for many first-time buyers.
Putting a Social Security ‘bonus’ to work
October 10, 2019 | By Shelly Gigante
If you’ve reached the Social Security tax wage limit for this year, or expect to before year-end, yours is an enviable problem indeed: how best to spend the extra dollars you get back in your paycheck.
Couples with Money Secrets Are 11 Times More Likely to Break Up
September 30, 2019 | By Bill Hardekopf
According to a new study from Policygenius, one in five people in a relationship think their partner is bad with money. Moreover, people with financially irresponsible partners were 11 times more likely to break up than those with sound financial practices.
This Could Lower Your Monthly Student Loan Payment — but Is It Worth It?
September 25, 2019 | By Sarah Kuta
As if college wasn’t stressful enough, there’s also the crushing pressure that comes when your first student loan payment is due six months after graduation. Depending on how much debt you have, that bill could range from a couple hundred dollars to more than $1,000 a month.
10 Simple Ways to Cut Expenses and Save
September 13, 2019 | By RIS Media
When it comes to saving money, every dollar counts. Whether you want to save up for a down payment or a vacation, or if you need to fatten your emergency fund, you can help meet your financial goal by evaluating your current expenses and finding simple ways to cut back.
Survey: Most Consumers Have a Second Stream of Income
August 28, 2019 | By Tamara E. Holmes
If you’ve been thinking about cultivating multiple streams of income, you’ve got plenty of company. New surveys suggest that most consumers have more than one income stream and many are even thinking about taking their side gigs full-time.
Why Every College Graduate Should Consult a Financial Planner
August 12, 2019 | By Elyssa Kirkham
Although college graduates leave their institutions of higher learning with a diploma in hand, often many are lacking in personal finance know-how.
Report: Vermonters Drowning in credit card debt
August 5, 2019 | By Lou Varricchio
While Americans have been racking up credit card debt during the decade of the 2010s to the tune of $1 trillion, Vermonters hold the embarrassing position as being in third place when it comes to having the worst credit card debt record in the nation.
12 Ways to Save Money Without Trying
July 22, 2019 | By Maryalene LaPonsie
According to the Federal Reserve Board's 2018 Report on the Economic Well-Being of U.S. Households, 40% of Americans reported not having $400 in their emergency savings account.
10 Simple and Free Budgeting Tools
June 21, 2019 | By Maryalene LaPonsie and Lars Peterson
Not everyone relishes the idea of proactively managing money and maintaining a budget. However, creating a budget – and sticking to it – are key first steps toward reaching financial goals large and small.
Weekend checkout issues at Target show that while cash might not be king, it's not dead, either
June 17, 2019 | By Martha C. White
Hope you brought cash for last weekend’s Target run. Customers across the country were faced with back-to-back outages over the weekend, the second of which left stores unable to process credit or debit card payments.
Over a third of college students already have credit card debt
June 2, 2019 | By Megan Leonhardt
Erza Bobo, a 21-year-old student at the Culinary Institute of America in Hyde Park, NY, balances classes with serving as a resident assistant and working at two local restaurants. Yet it’s not enough to make ends meet.
Credit Repair: How It Works, How to Vet Companies and Do It Yourself
May 31, 2019 | By ValuePenguin
If you’ve been searching for ways to improve your credit score, you might have come across credit repair companies, which can help you fix errors on your credit reports.
Understanding Reverse Mortgage Interest Rates
May 1, 2019 | By Alaya Linton
When you’re looking for a reverse mortgage, it’s easy to take shortcuts while shopping. After all, you’re not making payments — so why does it matter what the interest rate is?
12 Ways to Fix Your Credit Score
May 1, 2019 | By Tobie Stanger
Your credit score can have a major impact on your finances. Having a low score could mean that you end up paying as much as $5,000 more for a car loan than you would if you had a high one.
Banking 101: 5 Benefits of Online Banking
April 22, 2019 | By Marty Minchin
While traditional banks continue to operate brick-and-mortar branches, many elements of consumer banking have moved online. With a smart device and an internet connection, you can deposit a check, transfer money between accounts or check your balance, eliminating time-consuming trips to the bank.
Secured vs. Unsecured Debt
April 9, 2019 | By Geoff Williams
If you are trying to dig yourself out of debt or you're about to take a loan, you'll want to know the difference between secured and unsecured debts to create a well-laid-out repayment plan. Understanding the type of debt you're dealing with is especially important to determine which debts to pay off first if you're on a strict budget.
Don’t Fall For These 7 Common Credit Score Myths
March 26, 2019 | By Brittany Anas
Understanding what affects your credit score in order to rent an apartment or secure a mortgage shouldn’t be a mystery. After all, that three-digit number is what lenders use to determine your creditworthiness, so transparency should be the name of the game.
How to Get a Credit Card With No Credit History
March 12, 2019 | By Rebecca Lake
Your credit history is an important factor that issuers consider when you apply for a credit card. But if you're among the 62 million Americans who, according to Experian, don't have enough credit history to generate a credit score, getting approved may be a challenge.
Building Savings or Paying off Debt: Which Should You Prioritize?
March 12, 2019 | By Opploans
Building up savings and paying down high-interest consumer debt are both critical financial cornerstones, but which one should you put first? There are many endless debates that have resonated throughout all of human history.
What is VantageScore?
February 15, 2019 | By Opploans
There are so many scores to keep track of these days! Sure, the Super Bowl score was low enough to keep track of without any trouble, but that’s far from the only score out there. You have baseball scores, basketball scores, and, perhaps most importantly, your credit score.
How to Build Credit When You Have No Credit at All
January 25, 2019 | By Opploans
Fixing a bad credit score is one thing, but what if you don’t have any credit score at all? Can you really make credit from nothing? Of course, you can! We’re not breaking any news here when we tell you that your credit score is very important.
This is the best place to live in America to pay down debt
January 17, 2019 | By Megan Leonhardt
When it comes to paying down debt, where you live can be just as important as how you live. To find the best city to live in to pay down debt, LendingTree analyzed data in 50 of the biggest metro areas in the U.S. using a number of factors that can make it easier for locals to get out of the red.
5 Smart Credit-Card Moves for the Holidays and Beyond
January 2, 2019 | By Tobie Stanger
Shopping and preparing for the holidays can be stressful enough without worrying about what your credit-card bill will look like in January. Try these smart credit-card moves to minimize post-holiday stress disorder and limit any damage to your credit score.