Advice for first time buyers: get educated before you look for homes.
When you’re considering buying a house for the first time, it’s helpful to find someone who can offer specific advice for first time buyers.
First time house buyers are often overwhelmed by the complexity of the homebuying process. Having a trusted source of advice for first time buyers can help reassure doubts and relieve anxiety. The right advice can also help you avoid mistakes and pitfalls, and enable you to make better choices on the biggest financial decision of your life.
People seeking advice as first time buyers often turn to a homebuyer education course offered by a mortgage lender or a home buyers guide provided by a realtor. But if you want truly impartial advice contact the housing and certified credit counselors at American Consumer Credit Counseling (ACCC), a nonprofit organization dedicated to helping consumers make smart financial decisions.
ACCC offers trusted advice for first time buyers.
At ACCC, our certified credit counselors offer free credit counseling and low cost debt management services designed to help individuals and families get out of debt and achieve financial health. Along with advice for first time buyers, we provide resources that include housing counseling sessions, workshops and tools to help you achieve your housing goals.
Many consumers seeking advice as first time buyers enroll in our home buyers course. Offered in-person and online, this first time home buyer guide includes everything you need to know about the homebuying and mortgage process. The course provides comprehensive help for first time buyers as well as those who have purchased homes before. It breaks homebuying down into bite-sized topics that make it easier to complete the course by working on it in your free time and at your own pace.
In addition to providing advice for first time buyers, the course offers a certificate of completion that is required for applying to certain loan programs designed for first time home buyers.
Benefits of seeking advice for first time buyers from ACCC
When you come to ACCC for advice for first time buyers, you will get:
- A complete overview of the homebuying process.
- Information on how to maintain or improve your credit rating, and on how your credit score affects the mortgage products you qualify for.
- Details on the difference between various types of home loans and help to determine which loan is right for you.
- Advice on finding and applying for federal loan programs with low interest rates.
Learn more about getting advice for first time buyers at ACCC.