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Advice for Parents: The Tooth Fairy

If you have kids, you know that when they lose their baby teeth, they expect a visit from the tooth fairy. The question is how much money will be left for them under their pillow? We have decided to leave you with some advice on that question, but also what to teach your kids once they get that money. Our credit counseling belief is that kids should learn about good financial habits when they’re young. This advice for parents will help your kids appreciate money, and set them up for success in the future. 

Check out ACCC's advice for parents about the tooth fairy!

Check out ACCC’s advice for parents about the tooth fairy!

1. Amount

Everyone has a different idea of how much to give their kids for losing their baby teeth. A recent survey by Delta Dental (largest dental insurer in the US) found the average amount left is $3.70. Before that, the average was $4.50 in 2017.

2. Decisions, Decisions…

Once your kids get the money for their teeth, what will they do with it? Most kids would spend it right away on candy, a toy, etc. This would be a great opportunity to teach them about doing something different! You could tell them about saving it and gaining more money over time. You can also teach them about giving to charity, and the importance of helping those in need. Depending on your financial status, you might be able to show them what investing is. All these suggestions are vital because children may not know or think about these things until they are already teens or adults. The earlier they understand these fundamentals, the better it will stick when they grow older.

Final Advice for Parents

The Tooth Fairy is a myth we created to tell kids about the importance of brushing and flossing their teeth, but it can be an opportunity to gain financial literacy as well. It allows us to teach children money lessons that will last them a lifetime. The Tooth Fairy can give money, but only you can give your kids the skills and knowledge to master money.

To learn more about managing your money, please call ACCC at 800-769-3571 today!

If you’re struggling to pay off debt, ACCC can help. Sign up for a free credit counseling session today. 


Andi is a Marketing Assistant at ACCC. He is passionate about supporting financial literacy efforts and helping to educate people on the Talking Cents blog!

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