ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.
Select a Client Login below based on the service that you are currently enrolled in:
ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.
You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.
Are you sure you want to leave?
Credit counseling helps you start the year with a plan by transforming vague financial resolutions into a concrete, actionable roadmap. By partnering with a certified credit counselor, you gain a structured budget, a clear understanding of your debt-to-income ratio, and … Read More »
To recover from holiday spending without stress, you must first assess the damage by tallying all holiday receipts and statements. Once you have the total, create a recovery budget that excludes discretionary spending and prioritizes debt repayment using strategies such … Read More »
To pay off holiday credit card debt fast, you should prioritize high-interest debt using the “Avalanche Method.” In addition, increase your payment frequency to weekly/bi-weekly instead of monthly and immediately apply financial windfalls like tax refunds to your principal. Combining … Read More »
The short answer, while credit cards technically cost more in interest (if balances are carried), Buy Now, Pay Later (BNPL) often costs you more in monthly cash flow and budget flexibility. In most cases, Buy Now, Pay Later (BNPL) plans … Read More »
This past Thanksgiving weekend saw a record-breaking 203 million shoppers, surpassing the 197 million in 2024, according to the National Retail Federation’s Annual Consumer Survey. Americans are gearing up to do more holiday shopping ahead of the holidays. In a … Read More »
Holiday scams have become more challenging to spot than ever, especially with the rise of AI in 2025. Even though the holiday season is the most wonderful time of the year, it is also the time when fraudsters and cybercriminals … Read More »
At the end of the year, many people pause to reflect on what worked and what didn’t, especially when it comes to their finances. Year end is a perfect moment to acknowledge challenges, review your habits and create a fresh … Read More »
Year-end bonuses can provide a much-needed financial boost, and using that money wisely can make a meaningful difference in your financial health. But deciding whether to put your bonus toward paying down debt or saving can be challenging. Both options … Read More »
Buy Now, Pay Later (BNPL) is a payment option that allows consumers to split purchases into smaller installments, often with little or no interest. While it can make large purchases more manageable, it can also lead to overspending, late fees, … Read More »
Struggling to manage your debt and improve your financial health is a thing of the past with the CreditU mobile app, an essential tool for anyone looking to manage their personal finances with ease.
