If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login


Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


A spending freeze is effectively for getting back on track.

Spending Freeze 101: Easy Guidelines To Avoid Debt

Our debt counselors say that a spending freeze can be a great tool against consumer debt. While it’s a fairly straightforward concept, there are some important steps, tricks, and rules that can be overlooked. The Basics of a Spending Freeze … Read More »

Follow our credit counseling tips for a budget-friendly Valentine's Day.

Creative DIY Gift Ideas For Valentine’s Day

Valentine’s Day is often associated with lavish dinners, expensive gifts, and extravagant gestures. However, celebrating love doesn’t have to mean stacking up consumer debt. With a little creativity and planning, you can craft a memorable, intimate celebration without compromising your … Read More »

Try these good money moves for better finances.

Fundamental Money Management Skills Everyone Should Know

In the current world of ever evolving economic context,  being knowledgeable about fundamental money management skills is very important. Having a proper understanding of concepts such as budgeting, debt and credit management is crucial to your overall financial management. Whether … Read More »

Stay on track with your debt payments with these budget-friendly ideas.

Celebrating Valentine’s Day On A Budget

Valentine’s Day is around the corner and you are probably wondering how to go about celebrating the big day on a budget. Celebrating any special occasion does not need to be expensive- especially if you are struggling with debt management. … Read More »

Load More

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/page/3
Matched Rewrite Rule: (.?.+?)/page/?([0-9]{1,})/?$
Matched Rewrite Query: pagename=blog&paged=3
Loaded Template: home.php