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Credit Card Use: Responsible Or Out of Control?

The February poll by American Consumer Credit Counseling focused on your credit card use. We wanted to find out if your credit card usage was responsible or out of control. Depending on the usage, credit card debt management can hinder your finances, especially if you use your credit cards for purposes such as emergency expenses. According to the survey results, 18% of the respondents use credit cards for emergencies. 30% of them use their credit cards on impulse buys. Of the respondents carrying 5 or more credit cards, 32% have a monthly income between $1,000 and $2,499. Over one third of these card carriers spend 20% to 25% of their income paying off credit card bills. Check out these and more interesting findings on this month’s infographic.

Click here to view full-size PDF.

credit card use

If you are struggling with credit card debt and seeking credit card debt advice, speak with a certified credit counselor at American Consumer Credit Counseling today by calling 800-769-3571. 

ABOUT AUTHOR / Dilini

Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

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