If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Dorm Décor Tips On A Budget

If you’re about to enter college and living on campus, chances are you’ve already begun to start thinking about how you might want your dorm room to look. But before you go crazy with ideas and lavish decorations, take a peak at these budget dorm décor tips so that you stay on budget and avoid credit card debt.

Our credit counseling belief - these budget dorm decor tips are awesome!

ACCC hopes you enjoy these budget dorm decor tips!

Contact Your Roommate

Once you receive your roommate’s contact information, give them a call or text. Better yet, add them on Facebook so that you can get a better idea of the person you’re about to sleep in the same room with. This way you can determine who will bring:

  1. A microwave for the endless amounts of soup and tea you’ll be drinking.
  2. A television so that you can keep up with your favorite shows.
  3. A mini fridge to store the Red Bull for those late night study sessions.

These are just a few of the things the two of you can touch base upon so that you don’t bring necessary duplicates. It also helps you determine what you’ll need to include in your budget. If you both agree on a theme or color, more power to you! Here are some ways you can turn your empty drab dorm room into your own cozy, creative space.

Money Saving Dorm Decor Ideas

1. Upcycle. Taking ordinary items no longer in use and making them new again is a really fun way to not only channel your inner artist but it’s a great way to reduce waste and save money! If you’re wondering how you’re going to fit all your clothes in a tiny closet, attach can tabs to your hangers to double them up. You’ll save so much space!

2. DIY  Tape Picture Frames. Frames can get expensive and you’re better off not drilling anything into your wall. Instead, purchase some colored tape to create fun frames around the image you would like to be displayed. Using an X-Acto Blade will keep your edges in tact, including the image you are using. It’s great for magazine cutouts.

3. Command Hooks. These wall hooks are your best friend. With so little space, you’ll want to find any way to keep things off the floor and organized neatly. They work great for holding hats, purses, and necklaces but take it to the next level by painting them with a pop of color or glitter to give it some more life! Want a place to hang all your sunglasses? Use a dowel in between two hooks to create the perfect storage.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 



Madison is a Marketing Communications & Programs Associate at ACCC. She is excited to share her tips on saving money and being financially responsible here on the Talking Cents blog!

View all author posts →


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/dorm-decor-tips-on-a-budget
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=dorm-decor-tips-on-a-budget
Loaded Template: single.php