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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit card counseling

Make a plan to reduce your debt with credit card counseling.

When your credit card debt feels out of control, credit card counseling can help you make a plan to pay off your cards and live debt-free in the future.

Credit card debt can be a difficult thing to live with, and an even harder thing to escape from. When your credit card balances become too high, your monthly payments go primarily to pay the interest, hardly making a dent on the principal balance. Unless you can get credit card debt help, your credit rating may suffer and you may have trouble applying for loans, getting a mortgage or achieving other financial goals.

Credit card counseling services can help to identify strategies for paying off your cards and building habits that can help you avoid debt in the future. Credit counseling agencies may offer advice on debt consolidation and credit repair, and steer you toward other resources that can help to manage money more effectively.

When you’re ready to reduce your debt with credit card counseling, contact the helpful professionals at American Consumer Credit Counseling (ACCC), a nonprofit organization dedicated to helping individuals and families find their way out of debt.

Credit card counseling from ACCC

At ACCC, our mission is to help people get control of their finances and plan for a future that is debt-free. Our highly trained and certified counselors provide credit card counseling and credit repair counseling, as well as debt management, bankruptcy counseling, debt consolidation help, and a variety of other financial services. Since our founding in 1991, we have helped thousands of consumers find the path to a more secure financial future by paying off debt and learning to avoid future debt.

When you come to ACCC for credit card counseling, our counselors will help you take stock of your current financial situation and develop a detailed review of your income, assets and expenses. Then we’ll provide options for debt relief based on your goals – these may include social service referrals, educational materials and a Debt Management Plan.

Best of all, your credit counseling session with ACCC is completely free, and as a nonprofit organization, we offer low-cost debt management services with rates that are among the lowest in the industry.

Why choose ACCC for credit card counseling?

The benefits of choosing ACCC for credit card counseling include:

  • Expertise and experience – we have been providing credit counseling, credit card counseling and pre filing credit counseling for bankruptcy since 1991.
  • Savings – we offer free counseling and free financial educational materials. Also, we offer affordable debt management program fees and can waive or reduce fees depending on state regulations and financial hardships.
  • Superior customer service – our counselors provide support and services that are second to none.
  • Convenient communication – we are available to consult with you six days a week by phone or in person.

Learn more about ACCC and credit card counseling.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards
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