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Earn, Save, Spend & Donate: Teaching Kids About Money

American Consumer Credit Counseling hopes this video makes teaching kids about money fun!

American Consumer Credit Counseling hopes this video makes teaching kids about money fun!

It’s not unusual for children to focus on the next new toy that they want without understanding how to get it. Beyond just spending money, children will need to learn where money comes from and where it can go. Financial literacy can make a tremendous impact on a person’s life, so why not start at a young age? As a nonprofit credit counseling agency, our advice is to start now!

In this video from Prudential, children learn four ways to interact with money: earn, save, spend and donate.

There are many valuable money management lessons highlighted in this video. One idea is that it’s important to know everyone has different wants and needs. It’s okay to spend money once you have saved, and it’s also okay to donate. Knowing you have choices and the benefits of being responsible will go a long way to a lifelong, healthy relationship with money.

Introducing the concept of earn, save, spend and donate is a great way to begin talking about money and the opportunities around it. Beyond any lesson, your children will follow your financial example. Make sure that you and your family are all making smart choices about money.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

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