If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Juneteenth Celebration on a Budget

Juneteenth, celebrated on June 19th, commemorates the emancipation of enslaved African Americans and marks a pivotal moment in American history. It’s a day rich with cultural significance and an opportunity to honor African American heritage and achievements. Celebrating Juneteenth doesn’t require a large budget; it’s the spirit of the day, filled with remembrance, education, and community, that’s most important. Here are several meaningful and cost-effective ways to celebrate Juneteenth.

Learn ways to celebrate Juneteenth without hurting your budget.

For more budgeting resources please visit ConsumerCredit.com.

Educate and Reflect

A vital aspect of Juneteenth is understanding its historical importance. Take time to educate yourself and others about the history of slavery, the Civil War, the Emancipation Proclamation, and the events leading up to General Gordon Granger’s announcement in Galveston, Texas, on June 19, 1865. Libraries and some online databases offer numerous free resources, including books, documentaries, articles, and virtual tours of historical sites. Hosting a virtual or in-person discussion group can be an enriching way to share knowledge and perspectives, deepening everyone’s understanding of the significance of Juneteenth.

Support Black-Owned Businesses

One impactful way to commemorate Juneteenth is by supporting Black-owned businesses. This can be as simple as ordering food from a local Black-owned restaurant, shopping for gifts from Black artisans, or purchasing books by African American authors. Many communities have directories of Black-owned businesses, making it easy to find and support them. This not only celebrates the entrepreneurial spirit within the Black community but also contributes to economic empowerment and sustainability.

Cook a Traditional Meal

Food often serves as a bridge to culture and history. Prepare a meal that reflects African American culinary traditions. Dishes like barbecued ribs, collard greens, black-eyed peas, cornbread, sweet potato pies, and red velvet cake are popular during Juneteenth celebrations. If cooking isn’t your forte, consider organizing a potluck where friends and family bring dishes, allowing everyone to share in the culinary experience. This can be a wonderful way to celebrate togetherness and community without incurring significant costs on groceries.

Organize a Community Event

Community involvement can elevate the significance of Juneteenth. If you have access to a local park or community center, consider organizing a small gathering. This could include a picnic, a talent show, or a reading of historical texts and poetry. Collaborate with local artists, musicians, and educators to create a program that’s both entertaining and educational. Even on a tight budget, the community spirit and shared experience can create a rich and memorable celebration.

Arts and Crafts

Engage in arts and crafts projects that highlight African American culture and history. Creating Juneteenth decorations, such as banners or posters, can be a fun and educational activity for families and children. You can also consider making African American-inspired art, such as quilts or paintings, which can serve as both a creative outlet and a way to honor the day’s significance. If you want to cut down on the art supplies budget, you can ask your attendees bring art supplies too. Think of it like an arts and crafts potluck.

Watch Relevant Films and Documentaries

Watching films and documentaries that depict African American history and culture can be a powerful way to commemorate Juneteenth. Many streaming platforms offer free or low-cost access to relevant content. Hosting a movie night, whether virtually or in person, can foster a deeper understanding and discussion about the themes presented in these films.

Volunteer Your Time

Juneteenth is also a day to reflect on the ongoing struggle for equality and justice. Volunteering your time to support local organizations that advocate for civil rights, education, and community development can be a meaningful way to contribute. Many organizations need help with outreach, event planning, and other tasks that can be accomplished without a financial contribution. Your time and effort can make a significant impact and honor the spirit of Juneteenth.

Participate in Virtual Events

Given the rise of virtual events, especially post-pandemic, many organizations host online celebrations, workshops, and seminars for Juneteenth. These events often feature speakers, performances, and educational sessions that you can attend from the comfort of your home. Participating in these virtual events can be a cost-effective way to engage with a broader community and learn from people or groups within the African American community.

Create and Share Art and Music

Art and music are integral to African American culture and history. Creating and sharing your art, whether it’s visual art, poetry, or music, can be a powerful way to express and celebrate the essence of Juneteenth. You might consider organizing a virtual art show or a small concert in your backyard, featuring local talents or even yourself and your family members. This can be a heartfelt and personal way to honor the day. You could even create a playlist and bust out the bluetooth speaker.


Celebrating Juneteenth on a budget doesn’t diminish its importance or impact. By focusing on education, and community, you can create a meaningful and memorable celebration. Whether through learning, supporting Black-owned businesses, cooking traditional meals, organizing community events, there are countless ways to honor the significance of Juneteenth. Remember, the essence of the day lies in reflection, education, and community spirit, which can be achieved without breaking your budget.


If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/juneteenth-celebration-on-a-budget
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=juneteenth-celebration-on-a-budget
Loaded Template: single.php