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Military Budgeting Series: Post Deployment Budgeting

You are returning home post deployment. A lot is changing and your financial situation and obligations are bound to change too. After your return, you are experiencing a big transition back to “normal” life. This is a good time to revisit your finances to minimize any stress regarding your financial well-being and money management. Your financial efforts pre and during deployment will determine the health of your post deployment budgeting & financial well-being.

post deployment budgeting

Tips to Post Deployment Budgeting

Take Control of Your Finances 

While you were away, you most likely appointed a spouse, parent, or trusted friend as your financial overseer, and hopefully they responsibly managed your finances as anticipated. Now that you’re home, it is important that you regain control of your financial situation. Do this immediately for the smoothest possible transition.

Review Your Power of Attorney & Will

If you chose a financial overseer during deployment, you most likely gave this person power of attorney. Remember that power of attorney will remain in effect until you revoke it, or it expires. Think about whether you would like this person to retain power of attorney status. Also, revisit your will to be sure it is current and still meets your needs.

Review Your Financial Protections

Know when these protections expire to get a clearer sense of you current financial situation and what your financial obligations are moving forward. Contact your nearest Armed Forces Legal Assistance Program for clarification.

Review Leave and Earning Statement

Undoubtedly, your income will change post deployment. Be sure what you earned during your deployment is accurate. This will be especially important in reassessing your budget.

Reassess Your Budget

Reassess your budget to account for changes in expenses and income, and areas you might be able to cut back on now that you are home. Once you have reassessed your budget, you will have a clearer sense of your current financial situation.

Don’t Hesitate to Ask for Help

If you find you need assistance on how to manage your budget or addressing your debts, please contact ACCC at 800-769-3571 or begin a counseling session online. Also, check out our Resources page.

ABOUT AUTHOR / Dilini

Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

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