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Poll Results: Women Are Managing the Finances in Most Households

Every month, ACCC holds a poll question for you to answer! In January we asked:

Who handles the finances in your household?

Check out ACCC's poll results about women and finances.

Check out ACCC’s poll results about women and finances.

Here’s what we found out about women and finances…nearly 80 percent of women in relationships bear the responsibility of managing household finances – often with little help from their significant others.

Of nearly 270 consumers surveyed in our recent poll, only 19 percent of men said they handle the finances in their relationship, an illustration that more women are assuming the household fiscal duties. Of the total respondents 28 percent currently reside in Massachusetts.

Financial hardship and debt, out of control spending, and other money issues are a constant source of stress for American households. By sharing the financial responsibility in a relationship, couples can be more open and honest and avoid some of the stressful pitfalls that come as a result of burdening one person with the finances.

About 16 percent of couples, which represented 79 percent of total respondents, reported an equal distribution of financial duties with their significant other. Partnering up with your spouse on managing the family finances has significant benefits including improved communication in your relationship, as well as less stress, increased financial literacy and future success.

While money problems are one of the leading causes of marital difficulties, the good news is there are plenty of resources to help families that need budget and other financial counseling.

When it comes to the 10 percent of respondents who are single and living with roommates, 22 percent opt to share the financial responsibilities, while nearly 60 percent indicated they handle their own money decisions.

Financial stress not only impacts those in relationships, but can also be a major source of strain for roommates and those sharing living space. It’s important for these individuals to clearly lay out what the financial expectations are before moving in to help avoid one person getting stuck with the brunt of the burdens.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Andi is a Marketing Assistant at ACCC. He is passionate about supporting financial literacy efforts and helping to educate people on the Talking Cents blog!

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