If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Weekly Round-Up: Yearly Review & Future Prospects

2020 is officially here. As the new year begins, it’s good practice to have a yearly review as well as a plan moving forward. As a nonprofit credit counseling agency, ACCC is here to share some insights. Let’s take a look at a few personal finance articles to help your efforts.

Here's American Consumer Credit Counseling's yearly review.

Here’s American Consumer Credit Counseling’s yearly review.

Yearly Review Articles + What’s Ahead in 2020

Fortunately, there are plenty of quality articles that contain yearly reviews and what’s good in the new year! Below are several headlines covering a variety of financial topics. Filing taxes, buying a home and the stock market are some of the areas covered.

  • Apple and Microsoft contributed the most to the market’s big year and no other stocks were close by CNBC
  • Don’t start your taxes until you get these 4 documents by USA Today
  • Thinking of buying a home in 2020? Read this first by CNN
  • The best sectors of 2019: Tech, comm. services, industrials by Yahoo! Finance
  • 6 New State Laws You Should Know About In 2020 by NPR

As you read through this list, take time to think about where your finances have been and where you want them to go. Additionally, make sure you are being clear, specific and realistic with your goals. Write them down and outline each one in detail.

Creating SMART Financial Goals for 2020

SMART stands for Specific, Measurable, Achievable, Relevant, and Timely. These are the qualities that your financial goal should have. Let’s explain each of these traits using examples…

Specific: I will pay off $5,000 in unsecured debt.

Measurable: I will apply at least $100 each month to that debt.

Achievable: I can achieve this if I cut back on my cable, mobile phone service, and other discretionary spending.

Relevant/Realistic: I need to reduce my debt to apply more money to savings and future goals.

Timely: I will pay off this debt in 30 months.

Taking time to commit to your goals is an important first step. Best of luck in 2020!

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 

ABOUT AUTHOR / Michelle

Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

View all author posts →

creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/weekly-round-up-yearly-review-future-prospects
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=weekly-round-up-yearly-review-future-prospects
Loaded Template: single.php