Skip to Content

Credit Card Relief

Need credit card relief? ACCC can help.

For individuals and families saddled with too much credit card debt, the financial picture can look pretty bleak. During difficult economic times, many people find it difficult to pay down their credit cards while meeting their living expenses. If you find yourself in need of credit card relief or debt relief assistance, American Consumer Credit Counseling (ACCC) can help. As a non-profit committed to helping people out of debt, we offer debt management and credit card debt solutions that have helped tens of thousands of people find credit card relief and live a debt-free future. Our expert credit counselors can help you make a plan to pay down your debts, and work with you along the way to help you stay on target. Counselors are available to meet with you six days a week and the initial consultation is free with no obligation. Why not contact us for more information and take the first step toward credit card relief today?

How credit card relief works.

Finding relief from credit card debt begins with getting a full picture of your financial situation. When you work with ACCC's credit card relief program, our counselors will evaluate your entire financial picture and calculate your debts, income and expenses. Then we'll work with you to set a budget – something you can live with, but a budget that will let you get relief from your debts faster, within five years in most cases.

Your counselors may suggest a debt management program for faster credit card debt reduction. This involves consolidating your credit card payments along with payments on other unsecured debts into a single monthly payment, simplifying your finances and making it easier to stay current with your payments. You'll make one payment each month to ACCC and we'll disburse funds on your behalf. We'll also see if credit card negotiation is possible to secure lower interest rates, eliminate late fees and over-limit charges, and shorten the time needed to pay off your credit cards and other unsecured debts. Ultimately a debt management plan for credit card relief will help you save money, reduce your stress and help you get out of debt faster.

The benefits of ACCC's credit card relief programs.

Our credit card relief solutions will enable you to:

  • Save money with lower payments.
  • Make one convenient monthly payment.
  • Get out of debt faster.
  • Achieve financial peace of mind.

Our counselors are available six days a week to discuss your financial situation can help you take the first steps toward credit reduction.

American Consumer Credit Counseling (ACCC) is one of the top nonprofit debt consolidation companies in the U.S., with more than 22 years' experience helping individuals and families consolidate credit card debt and improve their credit management skills. If you're wondering "How does debt consolidation work?" and "How can I consolidate my bills?", we can provide you with debt consolidation information to show you exactly how we can help you consolidate debt without having to borrow money or pay steep fees. If you're considering bankruptcy, we are also one of the approved credit counseling agencies for issuing a pre-bankruptcy certificate as well as providing the post-bankruptcy credit counseling course.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member