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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit Problems

Solve your credit problems with help from ACCC.

Credit problems can make life pretty difficult. A low credit score can keep you from applying for credit cards, loans and mortgages. Credit problems can also make it hard to get an apartment or even a job. Perhaps the most difficult thing about a poor credit score is that it can seem impossible to fix, as credit problems in your past often prevent you from the getting the opportunity to show that you are creditworthy today.

American Consumer Credit Counseling (ACCC) can help. As a non-profit agency dedicated to credit relief and debt assistance, we’ve helped tens of thousands of individuals and families deal with their credit problems and eliminate debt through a variety of debt reduction programs. We offer free credit counseling and affordable debt management programs that can help you improve your credit score and get out of debt more quickly, usually within five years. Our certified credit counselors are available six days a week to answer questions, evaluate your financial situation and help you select the strategy and plan that will end your credit problems. Contact us today for free, no-obligation consultation.

End your credit problems with credit counseling.

Credit counseling at ACCC begins with a free consultation. Our highly trained credit counselors will:

  • Evaluate your current financial situation.
  • Develop a detailed review of your income, assets, expenses and debts.
  • Provide you with personalized credit and debt relief options based on your situation and your goals. These may include social service referrals, educational materials and recommendations for a debt solution or debt management plan, if appropriate, to address your credit problems.

One of the most important benefits of credit counseling is peace of mind. At the end of your counseling session, you’ll have a better sense of the options available to you to address your credit problems. You’ll have a better understanding of how to get out of debt, and you’ll know that you are not alone in your effort to improve your financial situation.

Solving credit problems with a debt management plan.

A debt management plan is one of the most effective ways to address credit problems caused by having too much debt. In a debt management plan, we consolidate all your payments to creditors – you make one payment per month to us and we’ll disburse funds to creditors on your behalf. This accomplishes two things: it makes it easier for you to keep up with payments since you have just one payment per month. It also allows us to negotiate with your creditors to seek possible reductions in interest rates, finance charges and other fees, to help reduce your monthly payment and the amount you owe.

Learn more about our debt management and credit reduction programs – schedule your free consultation today.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards
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