ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

Pay Down Debt Calculator

If you have a surplus at the end of the month, you are probably wondering if you should spend this extra money, save it for the future, or use it to pay off credit card debts. If after analyzing your current situation using this financial calculator, you are still unsure about how to best make your money work for you, it’s time to do more research.

As the average amount of consumer debt climbs, American Consumer Credit Counseling’s recent poll found that 83 percent of respondents opt to pay off debts rather than invest in a savings account. The poll also found that 58 percent of respondents don’t regularly contribute to a savings account. For a full breakdown of the results and more information about paying off credit card debt versus saving for the future, check out the infographic here.

Dev Tool:

Request: debt-resources-tools/financial-calculators/debt-management/pay-down-debt-or-invest
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=financial-calculators/debt-management&debt-resources=pay-down-debt-or-invest
Loaded Template: single-debt-resources.php